| Next Best Offer | Identify customer with highest spending potential and target them with suitable offers to increase their overall spen | 
                    
                        | Early Warning Indicator | Identify high risk customer at onset of default for proactive intervention | 
                    
                        | Promo Analytics | Optimize promo strategy to determine best timing, product group andoptimal tactic to maximize profitability | 
                    
                        | Advanced Forecasting | Implementing TSF to forecast budgets for businesses | 
                    
                        | Market Basket Analysis | Identify ideal product combinations in order to encourage cross-sell andupsell opportunities; increasing average spend/customer | 
                    
                        | Customer Churn | Implementing TSF to forecast budgets for businesses | 
                    
                        | New Customer Acquisition | Acquire new customers for Finance from other BU customer base, through targeted marketing | 
                    
                        | Increase Customer Spend | Increase spends per customer through targeted marketing offers |